Disclaimer

General Information

Cosy Living Home (“Company,” “we,” “us,” or “our”) provides general educational content on various topics on this website as a public service. The information presented here is for informational purposes only and should not be construed as professional, financial, real-estate, tax, or legal advice. These are our personal opinions only.

The term “you” refers to any user, visitor, or viewer of our Website.

Please read this Disclaimer carefully. We reserve the right to modify it at any time without notice. By accessing and using this Website, you agree to be bound by this Disclaimer, along with our Terms and Conditions and Privacy Policy. Continued use of our Website, programs, products, and services constitutes your acceptance of any future changes and updates to this Disclaimer. Do not use our Website if you do not agree with this Disclaimer.

Not Professional Advice

The information on this Website does not constitute professional advice, nor does it establish any professional-client relationship. The content provided here is not a substitute for professional advice in areas such as legal, tax, real estate, medical, financial, risk management, or marital issues. Please consult a qualified professional before taking any actions based on information from this Website.

Affiliate and Third-Party Links Disclosure

We may participate in affiliate marketing programs, which means we may earn commissions on purchases made through our affiliate links, at no extra cost to you. We may also recommend products, services, coaches, and consultants, but such recommendations do not constitute endorsements. It is your responsibility to perform due diligence and ensure you have accurate information before making any purchase or entering into any relationship.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

Affiliate and third-party relationships do not compromise the integrity of the content provided on our Website. You are under no obligation to click on affiliate links or make purchases through them. We do not control the content or practices of external websites linked from our Website and are not responsible for their content or actions.

This disclosure applies to all affiliate links shared on our Website, social media, emails, programs, products such as courses, e-books, services, and any other means of communication with you.

Earnings Disclaimer, Testimonials, and Other Disclaimers

From time to time, we may share income reports, testimonials, and product reviews on our Website. These are accurate and intended for informational purposes only. They do not guarantee that you will achieve similar results. Each individual’s success depends on their unique circumstances, abilities, experience, and skills.

You are encouraged to perform your own research and are solely responsible for your earnings and results. Therefore, you agree not to hold us or our affiliates liable for your successes or failures related to the information, products, and services presented on our Website.

Fair Use Disclaimer

This Website may review and use product images, logos, and other copyrighted materials under the fair use principles of U.S. copyright laws. If you believe any material has been used improperly, please contact us at [email protected].

No Warranties

All content, information, products, and services on this Website are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We make no representations or warranties regarding the accuracy, completeness, or reliability of the information presented. We do not warrant that the Website will meet your requirements or that it will be uninterrupted or error-free.

Limitation of Liability

Under no circumstances shall we or our affiliates be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, or exemplary damages resulting from your use of this Website. This includes, but is not limited to, any errors or omissions, delays or interruptions in service, website attacks, unauthorized access to information, or any loss of income, data, or profits.

You agree that your use of the Website is at your sole risk and that you are responsible for the accuracy of any information you provide, the outcomes of your actions, and your use of the Website.

Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Website or violation of this Disclaimer. This includes any legal fees incurred in defending such claims.

Contact Information

If you have any questions or concerns regarding this Disclaimer, please contact us at [email protected].